ICBC Renewal

ICBC Online allows eligible customers to renew their policies online. Generally, a policy is eligible if it’s personal, due for renewal in 44 days or less, owned by a single individual not making coverage changes, and covers a non-new vehicle.

Online renewal is not applicable for jointly owned, leased, company-owned, motorcycle, collector, expired, or commercial policies. Additionally, policies with outstanding debts to ICBC or those requiring changes to optional coverages during renewal are ineligible.

The process involves securely logging in with your BC Services Card app, confirming coverage details without making changes, printing insurance documents, and having your selected broker review the renewal after payment.

The option to renew your policy online becomes available 44 days before its expiration. It is advisable to initiate the online renewal well in advance of the expiration date to prevent any gaps in coverage.

To be eligible for online renewal, you need to verify your identity using the BC Services Card App. Additional verification options will be introduced soon.

Absolutely! You have the option to renew your ICBC insurance through our platform using the online form, over the phone, or in person. Alternatively, when utilizing the ICBC Online system, you can designate AMC Insurance as your “Broker of Choice.” If this selection is made, our brokers will proactively contact you to review your transaction.

If renewed directly with us, documents will be emailed for printing, or if you need the hard copy of the paperwork, you can let us know to mail you. If renewed through ICBC, documents will be emailed for printing. ICBC can mail a copy to you, too.

We prioritize our clients, offering fast renewals with proactive outreach via email and phone calls.

ICBC’s optional Income Top-Up policy extends income replacement coverage beyond the $105,500 limit under Enhanced Accident Benefits (EAB) for those unable to work due to a crash. It can be purchased independently of vehicle coverage, and eligibility details are provided.

This elective policy from ICBC is available exclusively to individual customers and is not linked to vehicle coverage. It allows for purchase at any time, with tier options of $10,000 increments, reaching a maximum of $100,000 above the income replacement limit. Residents of British Columbia can acquire this product without the necessity of having an insured vehicle. For non-B.C. residents, the acquisition of the Income Top-Up policy is contingent upon possessing an active ICBC Owner’s Certificate of Insurance and Vehicle Licence.

For infrequent drivers, a discount is available based on the mileage driven over the last 12 months. This discount is determined by the mileage covered in the last 12 months, calculated using the odometer readings from the previous policy term and the renewal a year later. It is exclusively applicable to annual policies, excluding short-term ones.

Certain rate classes, such as motorcycles and collector vehicles, are ineligible due to their existing classifications reflecting low kilometers traveled, primarily because these vehicles are not in use throughout the entire year. This discount is designed for those falling under rate classes where the majority of vehicles cover longer distances.